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Representative Example for Hire Purchase (HP): Payable by 60 payments of £439.95. Payments are based on a duration of agreement of 60 months, a Cash Price of £21,995.00, with a deposit of £2,199.00 leaving an amount of credit of £19,796.00. The agreement is calculated using a fixed rate of interest of 6.47% per year resulting in Representative 12.91% APR and a total amount payable of £28,795.00 The representative example includes an estimated option to purchase fee of £10.00. We act as a credit broker, not a lender.